Insurability
Many risks are insurable. The criteria for this are: It is random, the events are independent of one another and can be clearly defined, the loss distribution is known and can be calculated using risk-adjusted premiums. This applies both to traditional risks such as accidents, but also to larger risks such as cyber risks or damage caused by natural hazards. Earthquake risk is also insurable.
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- Media releases | 19 June 2026
Insurability as a basis for resilience and stability
On Insurers’ Day in St. Gallen, the SIA discussed how insurability can be maintained – and elected three new Board members.
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- Industry news | 4 December 2025
New Cybersecurity-Check for SMEs: Practical measures against growing cyber risks
Nur 42% der Schweizer KMU fühlen sich im Falle eines Cyberangriffs ausreichend geschützt. Vor diesem Hintergrund erscheint der vollständig überarbeitete Cybersecurity-Check.
- Media releases | 4 March 2021
Pandemic risks must be borne and managed in a collaborative manner
The coronavirus pandemic has affected the individual insurance lines to different degrees over the past year.
