Li­a­bil­i­ty, ve­hi­cle and trans­port in­sur­ance 2016

The need for safe­ty is a fun­da­men­tal hu­man need. The Swiss are a very safe­ty-mind­ed na­tion, spend­ing more mon­ey on in­sur­ance than any oth­er.

Risks that in­di­vid­u­als or cor­po­ra­tions can­not or will not bear them­selves, are be­ing trans­ferred to in­sur­ers which sub­se­quent­ly cov­er even­tu­al loss­es.

In­sur­ers are ma­jor in­sti­tu­tion­al in­vestors with a long-term in­vest­ment hori­zon and a pref­er­ence for safe­ty.