Economics

There are prac­ti­cal­ly no lim­its when it comes to list­ing every­thing that can be in­sured. But why are there still things that are dif­fi­cult or im­pos­si­ble to in­sure?

In this in­ter­view, Mau­rice Di­er­ick from Swiss­grid, the na­tion­al grid com­pa­ny, ex­plains why an elec­tric­i­ty short­age is one of the biggest risks fac­ing Switzer­land.

Why can’t a pan­dem­ic be in­sured by pri­vate in­sur­ers alone? Our lat­est ex­plana­to­ry video shows the rea­sons. 

The Swiss gov­ern­ment is cur­rent­ly work­ing on a ‘pool so­lu­tion’ to cush­ion the eco­nom­ic im­pact of fu­ture pan­demics. Ivo Men­zinger has worked on the pos­si­ble struc­tures for the so­lu­tion.

Pop­u­la­tion growth, glob­al mo­bil­i­ty or eco­log­i­cal changes in­crease the risk of pan­demics. Is pan­dem­ic risk in­sur­able? The an­swer is, on­ly with gov­er­nance par­tic­i­pa­tion.

The need for safe­ty is a fun­da­men­tal hu­man need. The Swiss are a very safe­ty-mind­ed na­tion, spend­ing more mon­ey on in­sur­ance than any oth­er.

Risks that in­di­vid­u­als or cor­po­ra­tions can­not or will not bear them­selves, are be­ing trans­ferred to in­sur­ers which sub­se­quent­ly cov­er even­tu­al loss­es.